Advanced Financial Concepts

Anthony L. Howard, CLU, ChFC, Darren R. Telford, J.D., CFP, Kevin P. Schwarz, Anthony P. Hernandez, Brittney Wilson, and Miriam Mitchell

 

Financial Professionals Serving You

 

WELCOME!

ADVANCED FINANCIAL CONCEPTS is a team of experienced financial professionals and staff WORKING TOGETHER FOR YOU. Combining a variety of backgrounds and experience, we serve financially your individual, family and business needs.

Our financial professionals are dedicated to helping individuals and businesses build their financial futures. To stay on top of our field and develop our professional skills we regularly attend industry training and certification programs.

Rather than just recommending a hodgepodge of unrelated products, we will consider your specific financial goals and investment objectives. Working together, we'll formulate a strategy to help you address your goals. Then, if it is suitable, as registered representatives of AXA Advisors, LLC, and insurance agents of AXA Network, LLC, we will recommend the appropriate products and services to help you execute your strategy. Learn more by accessing our links above, below and to the side.

Get to know each of our associates by clicking on their names below.


Darren R. Telford, J.D., CFP®

Anthony L. Howard, CLU, ChFC

Anthony P. Hernandez

Kevin P. Schwarz


CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

 

 
Calculators

Lease Interest

What's the interest rate on the lease you're considering?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

More Calculators →

Newsletters

A Grand New Contribution

If you were waiting for the day when you could sock away some serious dough in your individual retirement account, the time has arrived.

World of Opportunity

It may be tempting to think that investing at home is enough, but that kind of thinking misses opportunities that may be available through foreign investments.

The World Is Your Oyster

If you want to expand your portfolio’s geographic boundaries, international mutual funds may be a good option.

What Does the Dollar Do for You?

Which is preferable, a strong dollar or a weak one?

More Newsletters →