Advanced Financial Concepts

Anthony L. Howard, CLU, ChFC, Darren R. Telford, J.D., CFP, Kevin P. Schwarz, Anthony P. Hernandez, Brittney Wilson, and Miriam Mitchell

 

Financial Professionals Serving You

 

WELCOME!

ADVANCED FINANCIAL CONCEPTS is a team of experienced financial professionals and staff WORKING TOGETHER FOR YOU. Combining a variety of backgrounds and experience, we serve financially your individual, family and business needs.

Our financial professionals are dedicated to helping individuals and businesses build their financial futures. To stay on top of our field and develop our professional skills we regularly attend industry training and certification programs.

Rather than just recommending a hodgepodge of unrelated products, we will consider your specific financial goals and investment objectives. Working together, we'll formulate a strategy to help you address your goals. Then, if it is suitable, as registered representatives of AXA Advisors, LLC, and insurance agents of AXA Network, LLC, we will recommend the appropriate products and services to help you execute your strategy. Learn more by accessing our links above, below and to the side.

Get to know each of our associates by clicking on their names below.


Darren R. Telford, J.D., CFP®

Anthony L. Howard, CLU, ChFC

Anthony P. Hernandez

Kevin P. Schwarz


CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

 

 
Calculators

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Life Insurance (AXA version)

How Much Money Will Your Loved Ones Need When You Die?

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

More Calculators →

Newsletters

Hot Topic: 2010: The Year of the Roth Conversion?

Starting in 2010, anyone, regardless of income, can convert retirement plan assets to a Roth IRA.

Mark Your Calendar

Once we approach the end of our working years, birthdays take on a renewed importance.

Most Recoveries Are Announced Months After They Begin

Because it can take so long for the National Bureau of Economic Research to determine when a recession began or ended, people who delay financial decisions until they are certain a recession is over are at a disadvantage because they may be operating on old information.

A Simple Way to Help Your Family

A letter of instructions, while not a legal document, can help your family cope during a difficult period by providing information that has no place in a will.

More Newsletters →