Market Watch

February 07, 2012 @ 06:34 PM

Dow Jones Industrials 12,878.20+ 33.07
Dow Jones Transportation 5,323.33- 10.92
Dow Jones Utilities 452.06+ 2.11
Nasdaq Composite 2,904.08+ 2.09
Nasdaq 100 2,532.06+ 3.76
S&P 500 1,347.05+ 2.72
S&P Mid-Cap 400 972.09+ 1.86
NYSE Composite 8,069.70+ 21.67
AMEX Composite 2,432.84+ 15.56
10 Year Treasury Note 1.97+ 0.07
Wilshire 5000 14,181.26+ 21.24

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Advanced Financial Concepts

Anthony L. Howard, CLU, ChFC, Darren R. Telford, J.D., CFP, Kevin P. Schwarz, CRPC, Anthony P. Hernandez, Brittney Wilson, and Miriam Mitchell

 

 

 

Financial Professionals Serving You

 

WELCOME!

ADVANCED FINANCIAL CONCEPTS is a team of experienced financial professionals and staff WORKING TOGETHER FOR YOU. Combining a variety of backgrounds and experience, we serve financially your individual, family and business needs.

Our financial professionals are dedicated to helping individuals and businesses build their financial futures. To stay on top of our field and develop our professional skills we regularly attend industry training and certification programs.

Rather than just recommending a hodgepodge of unrelated products, we will consider your specific financial goals and investment objectives. Working together, we'll formulate a strategy to help you address your goals. Then, if it is suitable, as registered representatives of AXA Advisors, LLC, and insurance agents of AXA Network, LLC, we will recommend the appropriate products and services to help you execute your strategy. Learn more by accessing our links above, below and to the side.

Get to know each of our associates by clicking on their names below.


Darren R. Telford, J.D., CFP®

Anthony L. Howard, CLU, ChFC

Anthony P. Hernandez

Kevin P. Schwarz, CRPC


CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

 

 

Newsletters

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

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Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

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