Advanced Financial Concepts

Anthony L. Howard, CLU, ChFC, Darren R. Telford, J.D., CFP, Kevin P. Schwarz, Anthony P. Hernandez, Brittney Wilson, and Miriam Mitchell

 

Financial Professionals Serving You

 

WELCOME!

ADVANCED FINANCIAL CONCEPTS is a team of experienced financial professionals and staff WORKING TOGETHER FOR YOU. Combining a variety of backgrounds and experience, we serve financially your individual, family and business needs.

Our financial professionals are dedicated to helping individuals and businesses build their financial futures. To stay on top of our field and develop our professional skills we regularly attend industry training and certification programs.

Rather than just recommending a hodgepodge of unrelated products, we will consider your specific financial goals and investment objectives. Working together, we'll formulate a strategy to help you address your goals. Then, if it is suitable, as registered representatives of AXA Advisors, LLC, and insurance agents of AXA Network, LLC, we will recommend the appropriate products and services to help you execute your strategy. Learn more by accessing our links above, below and to the side.

Get to know each of our associates by clicking on their names below.


Darren R. Telford, J.D., CFP®

Anthony L. Howard, CLU, ChFC

Anthony P. Hernandez

Kevin P. Schwarz


CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

 

 
Calculators

Car Affordability

How much can you afford to pay for a car?

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

Credit Card Debt

How Long Will It Take to Pay my Balance?

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

More Calculators →

Newsletters

Take It Year by Year

The Federal Reserve has been cutting interest rates fast and deep. Although not all consumers rates are directly affected by the cuts, they highlight turmoil in the credit markets, rising inflation, and the possibility of slower economic growth.

Weather: It Matters

Weather is common fare for small talk, but it’s difficult to think of many topics that can have a bigger effect on economic activity.

Conserve Your Estate

Are your estate strategies up-to-date and ready for whatever legislative changes lie ahead?

Every Little Bit Helps

IRA catch-up contributions enable investors aged 50 and older to make up ground in saving for retirement, whether they had a late start or just want to sock away more money.

More Newsletters →